rebounds as a freshman led the Sooners to a 23-12 record. The NBA player soon became the most popular and highest-rated recruit in Oklahoma college history. Oklahoma Christian School Product Blake Griffin (source: Senior Year was a good year for Griffin as the Tulsa World, and The Oklahoman named him “Player of the Year.”īlake averaged 26.8 points, 15.1 rebounds, 4.9 assists, and 2.9 blocks per game during his senior year, leading the team to a 26-3 record.Īdditionally, he was the Gatorade Oklahoma Player of the Year and was selected to the McDonald’s All-American, where he won the Powerade Jam Fest Slam Dunk Contest. He agreed because he got to play with his brother again in his home state. In his junior year, the coach of Oklahoma Sooners and his brother convinced him to join the University of Oklahoma. He won two other state championships after his brother went to play college basketball at Oklahoma Sooners. The Griffin brothers were coached by his father, who led them to two state basketball championships.ĭuring the summer of his junior year, he even played against Kevin Durant and Ty Lawson’s AAU team. Griffin played alongside his brother Taylor in his high school days. Blake Griffin | Basketball Career High School Career Blake has a small-sized face, and his hairstyle is short and straight. With his tall stature, he has an advantage in playing as a power forward.įor his appearance, Griffin has a white complexion with dark brown hair and light blue eyes. The professional basketball player turns 33 years old in 2023.īlake is an athletic player with a height of 2.06 m while weighing 113 kg/249 lbs. Griffin joined the University of Oklahoma for his college education. On the other hand, Blake joined Oklahoma Christian School in 2003, where he played with talented coach Tommy Griffin. Since then, he has been helping his brother in his off-court ventures. Taylor signed his last professional contract with Italy’s Pallacanestro Trapani. Unfortunately, he only played 32 minutes for the Suns in the regular season, spending most of the year with D league affiliate lowa energy.Īfter Sun waived him in 2010, he played for lower European leagues like Belgacom Liège Basket and Charlotte Bobcats. Phoenix Suns drafted Taylor in the 2009 NFL draft. Griffin has an older brother named Taylor Griffin, who also played in the NBA. He, alongside his brother, was homeschooled by his mother until high school.īlake And His Brother Tylor Griffin (Source: ) Tommy coached Classen High School and led them to two state championships.īlake’s father and mother were renowned because of their interracial marriage. He played as a center for North Western University. His father, Tommy, is a retired basketball player and coach. Griffin was born in Oklahoma on March 16, 1989, to loving and supportive parents Tommy Griffin and Gail Griffin. Two Ford Wilson Cameron Griffin and Finley Elaine Griffinīlake Griffin | Early life, Family, And Education Let’s look at some quick facts before getting into details about his life. So please stick to the article to the end to know everything about him. There is a lot of information about his early life, career, net worth, and wife. The pair, however, broke it off cordially due to unknown reasons. Celtics coach Mazzulla said that he always counts on him and can lead by example in the dressing room.īlake Griffin Looking Sharp In Clippers Jersey (Source: )īesides basketball, Blake is also the ex-boyfriend of the highest-paid model Kendall Jenner. Griffin put his exceptional performances in three games played in December 2022, where he produced an average of 11.7 points and 8.0 rebounds. He played for Brooklyn Nets in 2021 and with Boston Celtics on September 30, 2022. As of 2023, he has been a six-time NBA All-star and good times All-NBA selection.īlake was traded Detroit Pistons in January 2018, where he played until 2021. The Los Angeles Clippers first drafted Griffin in the first overall 2009 NFL draft. The NBA player played college basketball for the Oklahoma Sooners, where he was awarded consensus the national college player of the year during his sophomore year. Blake Griffin is an American professional basketball player who plays for the Boston Celtics of the NBA.
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Click on the smaller green spiky creature on the right to get another creature card (11/24). Click on the large green spiky creature to get it to move, and you will automatically get the next key (3/5). Pull the long red spike down towards the branch and wait for the rattling creature to get on to it, then let go to get a creature card (10/24). Wait here until a large musical creature drops from the sky, then click the smaller rattling creature to scare it away and get a creature card (9/24) Orchestrion. Also click on the green leaf to get another creature card (8/24) Brouk. After this, head up, right and left.Ĭlick on the pecking creature to get a creature card (6/24), then click twice more to get another creature card (7/24) Parazit. Now head down.Ĭlick on the black creature to see a story (1/3) and get another creature card (5/24). Have Mr Poppyhead try to get this, then click on all of your other guys to help him, before picking up the key (2/5). Click on the green cone creature inside to see a key on the string. If you get all 7 buzzing at once a large cone creature appears and you receive a creature card (4/24). Head down to the right.Ĭlick on the cone creature until it starts buzzing repeat this with the next 2 that appear, then with the final 4 that appear. Click on the black and white leaf to receive a map of this chapter. Return right then down to the left.Īfter meeting the spider you will automatically escape to the right. You will also get a creature card (3/24). Move the red blossom around inside the chamber with your mouse so it goes out through the top left vent, then the top middle vent and finally the far right vent, then get the key (1/5). Click on the bee hive, then on the fruit that is knocked down and you will get a creature card (2/24). Go down.Ĭlick on the small round creature, then go left. You will automatically get a creature card (1/24). Click on the large brown creature to give it the 3 feathers and get the final creature card (11/11) Brambora. Keep clicking on the shell to get another creature card (10/11) Ulita. Click on the shell to get the next feather (2/3). Now click on Mr Lantern to retrieve a shell from the hole. Click on Mrs Mushroom to get a creature card (8/11) and Mr Feather get another creature card (9/11). Go back down, then up to the right and up again.Ĭlick on the brown leaf 4 times and another feather will fall out you will automatically go down to where it falls into a hole. Now return down, right and up.Ĭlick on each of the red creatures with hats to get another creature card (7/11). Go down and up again to get a creature card (6/11) Jepice. Click on the red pod to release an insect. Head left again.Ĭlick on your Mr Twig to get a feather (1/3) and another creature card (5/11), then return right and go up. Now click on the small leaf near the top, then pull the spider down and click on his balloon to get a creature card (4/11) Balonek. Now head left.Ĭlick on the 4 brown twigs here until they bloom and you will get another creature card (3/11). Go down and up again to get a creature card (2/11) Soukac. Click on the 2 small twigs until they bloom, then click twice on the green creature behind the top left leaf and he will fall off the screen. Keep clicking on the black spiked creature and the leaves it hides behind, until you finally get a creature card (1/11) Bzukavec. Click on the 7 seeds on the tips of the tree branches.Ĭlick on the large brown creature to see it is missing 3 feathers. Guests who check luggage will need to retrieve it from baggage claim before heading to the Mears bus terminal. Unfortunately, Mears does NOT offer this service, which is a real bummer if your traveling with any checked baggage. Once checked at the airport, the bags would be taken directly to your room at your Disney resort, with no need to stop at baggage claim. In the past, guests were mailed luggage tags in the weeks prior to their trip with instructions to use them to check their baggage. With the previous Disney’s Magical Express service, you were able to check your luggage at the airport straight through to your resort. We wanted to compare apples to apples with the comparison between Mears Connect and what was Disney’s Magical Express. Which service you choose is up to you, but for the purposes of this review, we used the standard service. The pricing is QUITE different for each service, as you can see below: The website makes it clear that this is not a private car to your resort, so it’s possible you might share a vehicle with other parties. The express service provides a shared vehicle that takes you directly to your hotel with no stops. The standard service is what replaced Disney’s Magical Express and is provided via shuttle buses that make stops at one or more hotel or resort. Mears offers two levels of service with Mears Connect: Standard or Express. So if you’ve ever taken Disney’s Magical Express, you’ve already experienced Mears service, and your experience here won’t be much different. Mears uses the same buses, the same drivers and even the same bus terminal at the airport that Disney’s Magical Express used to use. With the elimination of Disney’s Magical Express service, Mears has stepped in independently to provide this service to guests themselves, but for a fee. Mears was actually the contractor who provided this service for Walt Disney World back then, so it’s not new territory for them. Until January 2022, this service was known as Disney’s Magical Express and was provided for free to all guests staying at hotels on Disney property. Mears Connect is a shuttle company that offers direct service to and from Orlando International Airport to all Walt Disney World Resort hotels and select Disney World area hotels. It’s all our own opinions and thoughts on the process. Just FYI: we were not compensated in any way by Mears or Disney for this review. We recently used Mears Connect buses to accomplish this goal, and have all the details to help you decide if this service is right for you! The only problem is getting to and from Orlando International Airport. Renting a car at Disney World can get crazy expensive, but if you’re staying “on property” at a Walt Disney World Resort Hotel, having a car is basically unnecessary.īetween the monorail, the skyliner, boats, and buses, Disney World transportation can get you anywhere you want to go on Disney World property for FREE. Should you use Mears Connect to travel to and from the Orlando International Airport to Walt Disney World? The bastion host security group needs to allow inbound SSH from your client computer and outbound to the private EC2 instance security group.Both instances should be launched from a Linux Amazon Machine Image (AMI). You’ll then need an EC2 instance in a private subnet that you are going to connect to. If you don’t already have one, create a new instance that functions as a bastion host in a public subnet. This is why it’s preferred to use agent forwarding to connect from the bastion host to other instances in your Amazon VPC.īefore we can start connecting, we need to set the AWS environment up. However, for security reasons, the private key files should never be stored on the bastion host. When connecting from an Amazon EC2 instance in a public subnet (the bastion host) to an EC2 instance in a private subnet, the private key file is required. Commands can then be issued as if you were directly working on the computer.īy default, Amazon EC2 instances running Linux use SSH key files for authentication (known as key pairs in AWS). The easiest way to issue commands on an Amazon EC2 Linux instance is to connect to it using a terminal/command line over the SSH protocol. Secure Shell (SSH) is a cryptographic network protocol that can be used to securely connect to a computer operating system over an unsecured network. What’s SSH and how is it used with Amazon EC2 instances? NOTE: SSH agent forwarding should be enabled with caution as allowing SSH agent forwarding creates a security risk as anyone with root access on the remote host can directly access your local SSH agent through the socket and use the keys by impersonating you on other machines on the network. This is depicted in the image below (note that the SSH keys only exist on the client computer): This means you can connect from your computer where your SSH public key file is located and authenticate straight through to the instance in the private subnet via the bastion host in the public subnet. The SSH Agent forwarding feature allows a local SSH agent to reach through an existing SSH connection and authenticate on a remote server. The SSH agent keeps private keys safe and saves you from typing a passphrase each time while you connect to a server. The SSH-agent is a key manager for SSH, which holds keys and certificates in memory. This method allows you to securely connect to Linux instances in private Amazon VPC subnets via a bastion host (aka jump host) that is located in a public subnet. You can SSH into EC2 instances in a private subnet using SSH agent forwarding. You might be running Amazon EC2 instances in public and private subnets and need a way to SSH into the EC2 instances in the private subnet. You'll gain access to our entire library of on-demand training courses - current and future - for the next 12 months. Take advantage of our SPECIAL OFFER and save 25% on our Annual Membership! But PLEASE be mindful of those who put their time and effort into making a game have a touch of the community. But there are some armor sets on the shop that are. I respect the amount of time people put into making the skins, even if they aren't realistic. Go tell that to the people who spend hours upon hours to make these. And why the hell is the round shield called buckler? WRONG! Why is viking age stuff happily in the mix with the medieval stuff, without a possibility to create a charachter with clear period? This game could be so more cool with so little effort. Dollar Euro Argentine Peso Australian Dollar Brazilian Real British Pound Canadian Dollar Chilean Peso Chinese Yuan CIS - U.S. Chivalry: Medieval Warfare, The Witcher: Enhanced. Includes 1 items: Chivalry: Medieval Warfare. Recent Steam Store Gift Transactions: 1/6/13. The night has the shields, not vanguard? Tell me, where does a fully armoured warrior need a shield, when he's not mounted? And why give a fully armoured 14th century warrior a 11th century kiteshield? And 11th century crusader 15th century flamberge? And whatta hell are the helmets the archer classes? Agathan archer's would be fine without the silly mask thing but the mason archer's helmet, wtf? And the leatherarmour on maa, seriously? There is ONE leather armour found in the middleages in europe. Here they are, along with how much money I foolishly threw away. (Chapel de fer, or kettle hat, or warhat is what its name SHOULD be though) Who the hell got to design the rest of that garbage? The whole game hasnt got a single armour set that has any sense. Originally posted by Wardancer:Periodic unaccuracies? Agathan archer got a eagle eye helmet, and its the only periodically accurate helmet in the new bunch. The night has the shields, not vanguard? Tell me, where does a fully armoured warrior need a shield, when he's not mounted? And why give a fully armoured 14th century warrior a 11th century kiteshield? And 11th century crusader 15th century flamberge? And whatta hell are the helmets the archer classes? Agathan archer's would be fine without the silly mask thing but the mason archer's helmet, wtf? And the leatherarmour on maa, seriously? There is ONE leather armour found in the middleages in europe. They are also an awesome bunch of people. (Chapel de fer, or kettle hat, or warhat is what its name SHOULD be though) Who the hell got to design the rest of that garbage? The whole game hasnt got a single armour set that has any sense. It turns out that Torn Banner Studios, the creators of Chivalry: Medieval Warfare, are about the same size. But he had been baffled by the concept of chivalry. This is one epic battle that you would not want to miss.Periodic unaccuracies? Agathan archer got a eagle eye helmet, and its the only periodically accurate helmet in the new bunch. Jeremy read and reread those stories, mostly for the battle scenes. This game plays out like a first-person-shooter but instead of using guns you will be using medieval weaponry. They are the heaviest of them all, they use two handed weapons and are the slowest of all the classes but has the best defense of them all. The vanguards are the ones that use midrange weapons like poles and great swords, to use them you have to gain quite a bit of distance from the enemy then make a sprinting attack towards your foe. They are quite nimble and have great defense because of their speed. Next in the classes are the Man-at-Arms, this class uses a melee weapon in one hand and a shield in the other. They do come equipped with a short sword or dagger but could only use it when necessary. They are barely equipped with armor and is not quite effective in close range fights. The archer specializes in long range attacks using bows and arrows. The four classes consists of first, the Archer. Each class will have a different set of skills and choices of weaponry. You have to pick which side you will be playing as well as the four character classes that are you will fight with. Both factions are trying their best to gain control of the whole nation. It has been divided into two factions: the Agathian Knighs and the Mason Order. A once beautiful nation destroyed by civil war. Chivalry Medieval Warfare is an action indie videogame developed and published by Tom Banner Studios. Image files that employ JPEG compression are commonly called "JPEG files", and are stored in variants of the JIF image format. Early versions of the AI file format are true EPS files with a restricted, compact syntax, with additional semantics represented by Illustrator-specific DSC comments that conform to DSC's Open Structuring Conventions. The same "dual path" approach as for PGF is used when saving EPS-compatible files in recent versions of Illustrator. JPEG typically achieves 10:1 compression with little perceptible loss in image quality. The degree of compression can be adjusted, allowing a selectable tradeoff between storage size and image quality. JPEG is a commonly used method of lossy compression for digital images, particularly for those images produced by digital photography. PDF compatibility is achieved by embedding a complete copy of the PGF data within the saved PDF format file. The AI file format was originally a native format called PGF. ai filename extension is used by Adobe Illustrator. Click icon to show file QR code or save file to cloud storage services such as Google Drive or Dropbox.Īdobe Illustrator Artwork (AI) is a proprietary file format developed by Adobe Systems for representing single-page vector-based drawings in either the EPS or PDF formats. The output files will be listed in the "Conversion Results" section. It will automatically retry conversion on another server if one fails, please be patient while converting. Click the "Convert Now!" button to start batch conversion. The target image format can be JPG, PNG, TIFF, GIF, HEIC, BMP, PS, PSD, WEBP, TGA, DDS, EXR, J2K, PNM, SVG, etc.ģ. If this value is blank, the converter will use the estimated quality of your input image if it can be determined, otherwise 92. The value ranges from 1 (lowest image quality and highest compression) to 100 (best quality but least effective compression). The image quality option only works on a few image formats such as JPG, WEBP or AVIF. You can use the original image size or select the "Change width and height" option and enter a custom image size. Set target image format, image quality and image size. You can use file analyzer to get source image's detailed information such as image size, resolution, quality and transparent color.Ģ. Click the "Choose Files" button to select multiple files on your computer or click the "URL" button to choose an online file from URL, Google Drive or Dropbox. Some modes, such as 'Bunker Buster', were unintentionally made briefly available again in the following week instead of being replaced by new modes, though these events were short-lived, as the modes were soon replaced as intended.October 15th, 2021 - October 18th, 2021 When logged in, you can choose up to 12 games that will be displayed as favourites in this menu.Time periods where this mode was available: I use the Bunker Buster unit in Roblox Noobs in Combat to destroy my enemiesJoin this channel to get access to perks. Both sides start with an increased 2,500 credits and can obviously purchase items. A world-class rub that wont only make your typical beef steaks, ribs, and pork chops taste great, but will significantly enhance and compliment the flavor.US6. Play a match of Siege on Warder's Gate as either Ash, Barik and Fernando, or Raum. Send us feedback about these examples.Keep your shields raised high and withstand the horrid torrent of Raum! These examples are programmatically compiled from various online sources to illustrate current usage of the word 'bunker buster.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. A world-class rub that wont only make your typical beef steaks, ribs, and pork chops taste great, but will. 2017 When North Korea fired an intermediate-range missile over Japan on August 29, Seoul responded with a bomber drill with bunker busters. Frag Out Bunker Buster Steak & Wild Game Rub. Quests are objectives that the player may complete to obtain special rewards for their participation in the wasteland activities. The aim of this Main Quest is to search through Sam Buckwells Bunker. David Hambling, Popular Mechanics, 12 Sep. Bunker Buster is a Main Quest in Fallout 76. Finding it early in the game means travelling quite far across the map to find the Abandoned Waste Dump. 2017 Much smaller and lighter than existing bunker busters at 2,000 pounds, the new missile can be carried internally by an F-35 and is rocket-boosted to high velocity, possibly even supersonic speed. Fallout 76 Enclave sees the return of an elusive faction from previous games in the series. David Hambling, Popular Mechanics, 12 Sep. Enjoy the highest-quality 80 online Games for PC from 2018, 2019, 2020, and even from 2021 with your favourite Marvel Avengers games online. 2019 Vital installations are dug hundreds of feet into the sides of mountains, out of the reach of the biggest bunker busters. Play free Avenger games online on to the world of superheroes, here in our category of heroes and the Avengers you can play the new Avenger games online. Kyle Mizokami, Popular Mechanics, 4 Apr. BLU-109 bunker buster bomb at 6 kilometers (3.72 miles). 2022 According to the contractor, the objective is the ability to shoot down a U.S. I made it into a Standalone weapon for some reason. I wanted that flared back on the Missile Launcher removed. 2022 But in the days after the strike, officers working for the coalition air war saw Islamic State images of the unexploded bunker buster and tried to figure out what had really happened, one official said. Bunker Buster - Standalone Missile Launcher (Legendary) OR Replace Vanilla Missile Launcher with different look. An absolute must have blend for anyone ready to grill elk, lamb, bear, bison, moose, deer, or any other wild game. David Hambling, Popular Mechanics, 19 Sep. 2023 General-purpose bombs have a thin steel casing filled with explosives the bunker buster had a narrower profile, with a thicker casing and less explosives. Recent Examples on the Web The warthogs are each capable of carrying approximately 16 bunker busters, otherwise known as GBU-39/B bombs. The high absorption and retention capacity may reduce the risk of leakage and maceration. The gel helps support a moist wound healing environment and stays in one-piece so it can be easily removed upon dressing change. When Exufiber Ag+ comes into contact with wound exudate, it transforms into a gel. An international consensus has concluded that an antimicrobial action is indicated to help reduce bioburden. This silver foam dressing can inactivate wound relevant pathogens (bacteria and fungi) within 30 minutes, as shown in vitro 1. Exufiber Ag+ is proven to kill 99 percent of fungus within 24 hours (in vitro) and may reduce odor. AQUACEL ® Ag+ dressings comprise two powerful technologies working synergistically to manage the key local barriers to wound healing - exudate, infection and biofilm. Mepilex Ag is our versatile antimicrobial foam dressing designed for low to medium exuding burns and wounds. Wound types were of varying aetiologies and were treated with either atraumatic dressings, such as Mepilex, or conventional dressings such as Biatain ® or Aquacel ® Ag, (Table 1). Age ranged between 38 and 95 years, with a mean age of 69.1☑4.1. When necessary, secure Mepilex Ag with a ban dage or other fixation.Exufiber ® Ag+ wtih Hydrolock ® technology is a sterile non-woven gelling fiber design with a rapid antimicrobial action for sustained protection against a broad range of Gram negative and Gram positive bacteria. Of 49 patients with chronic wounds, 53 were male (n26) and 47 were female (n23). The product data state that all of these. Mepilex Border Post-Op outperformed Aquacel Surgical for ease of application (p<0.0001) and removal (p<0.0001), ability to handle blood (p<0.0001), prevention of dressing residuals (p0.0167), patient satisfaction of wearing the dressing during rehabilitation training (p0.0037) and patients' overall experience with the dressing (P0.0025). Altrazeal Versus Aquacel Ag for Partial Thickness Skin Donor Sites. Mepilex Ag should overlap the wound bed by at least 2 cm onto the surrounding skin. The product names of dressings, their manufacturers, and types of silver compounds and substrates are listed in Table 1. Mepilex Border Post-Op versus Aquacel surgical. Minimizes pain and skin damage at dressing changesġ.Keeps the wound moist which makes it heal faster.Has a Safetac layer making it less painful to remove.Can remain in place for several days depending on the condition of the wound.Leg ulcers (with signs of local infection).Pressure ulcers (with signs of local infection).Typical wounds that are treated with Mepilex are: Mepilex Safetac Self-Adherent Foam Dressing Mlnlycke Absorbent Dressings. Additionally the dressings were used in the experiment as they would have been in the. Even when the dressing does contact the wound bed, it is important to maximize exposure of. It is the lowest acquisition cost dressing10 but involve a TVN. A number of the dressings are thick foam (Mepilex Ag, Aquacel Ag Foam, PolyMem Silver and PolyMem ), and hence the tested volume of these dressings would have been considerably more than that of the thinner dressings (the remainder of the panel). AQUACEL Ag & Mepilex Ag dressings: Silver availability15. Mepilex Ag is a versatile dressing that can be used on many different wounds - your nurse or doctor will know. Aquacel Ag Hydrofiber Absorbent Dressing with Silver. Algicell Ag can be used in a range of wounds.20 It is a silver-impregnated alginate dressing.11. This makes the dressing change as pain free as possible and also makes sure that the skin around your wound stays dry and healthy. The unique and patented Safetac ® adhesive makes sure that your dressing can be changed without damaging the wound or skin around it. Silver kills bacteria and might be used both for preventing infection and also on wounds with signs of local infection. Molnlycke Health Care Mepilex Ag is a version of Mepilex where silver has been added. AQUACEL Ag Extra Antimicrobial Wound Dressing 5cm x 5cm - 10 1boxAQUACEL Ag dressing incorporating unique Hydrofiber Technology with 1.2 (w/w) silver. Pioneering Advancements in PVA Technology ® A Comparison of Two Antimicrobial Dressings A Randomized Prospective Trial Comparing PVA Foam with Two Organic Pigments. 287100 Mepilex Ag Antimicrobial Soft Silicone Absorbent Foam Dressing 5/BX Mepilex Ag wound dressing has a dual benefit of added silver for antimicrobial benefits and it can absorb exudate. Email us at and our customer support team will reply shortly. We’re here to answer any of your questions. To learn how to cancel your subscription visit: Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period "Epic is incredibly valuable because it gives students exposure to books that they wouldn't get from a library or our classroom." -Cindy, Epic Master Teacher "Get access to thousands of books on all subject matters". “Epic strikes the perfect balance between educational and fun, and should allow parents to feel more confident about introducing the iPad into their children’s daily lives as a tool.” -TechCrunch We’ve also got Spanish-, French- and Chinese-language books.Įpic has been featured on The TODAY Show, CNET and Refinery 29, as well as in The Wall Street Journal, Parents Magazine, USA Today, Forbes, and more. The Epic library has everything from picture books to chapter books, Read-To-Me books, audiobooks, graphic novels, comics, nonfiction and educational titles, educational videos and more. With tens of thousands of books and learning videos (and counting), there’s something for every age, interest and reading level.Įpic offers ebooks and learning videos for kindergarten through 7th grade. Our award-winning platform offers a huge variety of titles for kids 12 and under from leading publishers like Scholastic, National Geographic, HarperCollins and more. Incentives like special badges and rewards for a job well done Seamless progress tracking between in-class and home reading Personalized recommendations based on students’ reading levels and interests The ability to create student profiles and assign books With instant, anytime access to a library of 40,000+ books, audiobooks, learning videos and more, it fuels curiosity and reading confidence. Educators use our award-winning digital library to supercharge reading and learning-with access to tons of high-quality, educational children's books, including Read-To-Me books, audiobooks and nonfiction. Kids are able to read on their own at any level, and parents and teachers can track kids’ reading activity and send kudos to keep them motivated. Badges and rewards to keep them motivatedįor just $9.99/month or $79.99/year, you can create up to 4 individual child profiles (and you can cancel at any time).Įpic School is free for elementary school educators worldwide. In-app progress tracking and weekly progress emails 24/7 online access, as well as offline access for on-the-go reading Personalized recommendations based on reading level and interests Audiobooks, Read-To-Me books, quizzes and Spanish-, French- and Chinese-language books Thousands of fun, interactive learning videos (and counting!) 40,000+ popular high-quality books to get them reading and learning anytime, anywhere Epic - Kids' Books & Reading Description Epic is the leading digital reading platform for kids 12 and under! Our fun, kid-safe, interactive reading app fuels curiosity and reading confidence by letting kids freely explore their interests with instant, anytime access to a library of thousands of books, audiobooks, learning videos, and more.ĭownload the app today and choose which account is right for you. We have previously highlighted that it is important for firms to have in place adequate advisory, transfer specialist and compliance resources. In some cases senior managers failed to adequately understand and manage the conflicts of interest caused by their charging structures. We also saw instances where firms had advised a member to retain their benefits when it would have been suitable to transfer them.Īt several firms senior management had failed to identify and mitigate the risks associated with DB transfer business, either through lack of understanding of pension transfer business, or because they did not adequately oversee the activities of their advisers and transfer specialists. We expect advisers to start from the position that a pension transfer is not suitable, but that there are occasions when it is in the client’s best interests to transfer. We found firms that had recommended transfers where the client’s needs and circumstances meant that retaining the DB pension would have been in their best interests. We are very concerned that too many firms are not consistently providing suitable advice on transfers. We will not hesitate to use our investigatory powers where we identify evidence of serious misconduct which could have caused harm to consumers. We have recently requested data from every firm with permission to advise on defined benefit pension transfers, which will provide us with a complete picture of the whole market from 2015 to date.Īny firm that is active in this market can expect to be involved in our work in 2019. It is important that firms act now to make any necessary changes. Firms should review their risk management approach and controls to ensure that they are effective in mitigating potential harm to customers. We expect firms to take prompt action on our findings and to check that their business model and advice processes do not exhibit similar failings. It is unacceptable that pension transfer advice should persistently remain at such a low level in comparison to investment advice. Our assessing suitability review in 2017 showed that around 90% of advice on pensions and investments was suitable. However, it is particularly concerning that, despite our feedback to the sector, firms are still failing to give consistently suitable advice. Our results are based on our targeted work and are therefore not representative of the whole market. We are disappointed to have found that less than 50% of the advice we reviewed was suitable. Following our assessments, two firms voluntarily ceased providing pension transfer advice and a further two varied their business models and surrendered their pension transfer advice permissions. Since April 2015, these 18 firms gave advice on to 48,248 clients on their Defined Benefit (DB) pension schemes, which resulted in 24,919 actual pension transfers. So far this year we have collected information from an additional 45 firms, following which we conducted further assessment work, including file reviews and visits, on 18 of them. Last year we reported on our supervisory work on pension transfer advice, including our review of the advice given to members of the British Steel Pension Scheme. |
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